Pension Maximizing Life Insurance

Determining which pension plan and life insurance policy you choose will be one of the most important decisions you make regarding your family’s future. A pension maximizing plan through Kimberley Vassal Insurance Services, LTD. will be the roadmap to a successful retirement, as well as a source of comfort for you and your family, should a death occur.

Pension maximizing utilizes personal life insurance to provide survivor benefits so you can still enjoy the maximum payout your pension will provide.

Here’s how it works:

• Prior to retirement, you purchase life insurance that replaces your pension if you die before your spouse
• At retirement, you elect single-life option and receive maximum monthly income
• When you die, your spouse receives income from the life insurance that can be greater than the pension
• If your spouse dies first, you continue to receive your full monthly pension benefit. You can also keep the life insurance policy, add a new beneficiary, or cash it in.

So when it comes time to make the big decision, will you be willing to consider the alternative? A pension maximizing plan with Kimberley Vassal Insurance Services, LTD. offers a higher monthly pension benefit, survivor benefits for your spouse, benefits for you if your spouse passes away first, as well as financial flexibility.

Why speculate about your pension income? Contact us right away to learn about maximizing your pension.